Ladies with Loot

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Ladies with Loot

How They Spend, How They Save, How They Live, and How to Be One Yourself

When I saw this book come across my desk I was thrilled to see something that was both fun and functional. I personally feel it’s important to save and have a good sized emergency fund. I’m planning for my future and my family’s future by having that in place. But at the same time I think it’s important to also have fun in the moment. We do this by planning for vacations and having a certain amount set aside for monthly fun and clothes shopping. We don’t keep balances on credit cards and only buy what we can afford to pay off monthly. But that hasn’t always been the case! I too used to spend my money on a lot of things that I didn’t need and my house was filled with what I now refer to as junk.

To get debut free my husband and I did many of the things described in “Ladies With Loot”. We wanted to get our finances in order and be debut free. Wanting something is step one and then doing that step two. I have to say that once you are debut free you feel a sense of relief. It’s worth the hard work of changing.

The "Ladies With Loot" book showcases some potential financial sinkholes for women and how they can make more savvy financial choices.

The info between the sheets isn't something most of us don't already know, but it creates a sense that it's time to do something different and make some life changing spending changes.

The authors showcases how we are inundated by "Deals" and how others push us emotionally towards excessive spending. From companies, friends, family and nobodies, we are often spending not really for ourselves, but for others. At the end of the day the money is gone and our futures are not financially secure.

The book is pretty small, but filled with down home truths like don't be taken in by the "Deal". A deal is just an opportunity to spend money if the item wasn't already on your list.

Also make wise discretionary spending decisions and hold onto the savings and emergency fund. And don’t forget to be a good role model for your children by being a savvy spender.

Check out "Ladies With Loot" if you need a kick in the behind towards savvy spending and getting your financial house in place. Overall I enjoyed this book and feel it will be beneficial for women and even men.

Book Blurb for Ladies with Loot

Women balance home, work, children and other why are so many of us so bad at balancing our own accounts? In this simple step-by-step guideline, financial professional Erica L. McCain, LUTCF explains the traps that women fall into when trying to save for their future--and how they can avoid them. Ladies with loot are those women who seem to have it all together, who know how to get the most value for their money and aren't shackled to debt. And now you can join their ranks!

Night Owl Reviews Apr, 2015 3.50