Payment is a three part serial novel about a woman drowning in debt who discovers a unique way to get her bills paid. Feeling like she has no other choice, Catrina turns her body and her freedom over to a very special debt collection agency that auctions her off to the highest bidder in return for a year of sexual service. In its three parts, Payment shows what happens to Catrina before, during, and after her year with Jared, her billionaire benefactor, and how they are both changed by the experience.
Although I am a veteran reader of hardcore erotica and a fan of Cassandra Carr’s work in general, I did not enjoy Payment as much as I wanted to. Specifically, it was the relentless litany of debasement in Possessed, the second part of Payment, that became almost too much for me. Prized set up the premise of Catrina’s story very nicely, and Purgatory finally gave me the emotional payoff I’d been waiting for all through Possessed, although the ending was a bit abrupt. But the punishments and humiliations that Catrina suffered throughout Possessed, as necessary as they were for her to learn not to put herself into such terrible debt a second time, ultimately started to blur into one endless scene of dehumanization, to the point where I felt like I was looking forward to the end of her year more than she was. All I wanted when Possessed ended was to see Catrina flip the bird to Jared and leave him in her past forever, so it shows how good Purgatory was that I was happy that he couldn’t quite let her walk away from him completely.
Just because Payment was a rough read for me doesn’t mean it couldn’t be enjoyable for others. But please heed the disclaimers and be aware that this is not BDSM-lite by any stretch of the imagination. There are hundreds of graphic sexual acts forced upon its heroine, including grossly unsanitary ones that you might not otherwise expect. They work within the context of the story, but they may not work for all readers. Be sure you know what you can handle before you decide.
Catrina Carter is in over her head. Way over her head. She’s in debt and, short of bankruptcy, which wouldn’t happen fast enough to pay the creditors nipping at her heels, Catrina has few choices. Eviction is coming any day, and even though she traded in her great car for a “more affordable” model, it's about to be repossessed too. Catrina goes to Debt Management Associates, or DMA, for help.
The cost for DMA's help is something she never thought she could pay, but out of options, Catrina agrees to serve a man who pays her debt in full, and begins training in how to please him. Jared. Her new benefactor. He is tasked with helping Catrina get her life back on track, in addition to taking his pleasure with her and ordering her to oblige friends, colleagues, and even total strangers sexually on his whim.
When Catrina leaves the DMA program after her one year term of service, will she be able to keep the lessons Jared literally spanked into her topmost in her mind, or will old habits rear their designer heads?
NOTE: The Payment Series is a serial. They are best read in order and are not really standalone stories.
WARNING: This series contains material some readers might find objectionable, such frequent punishments, anal play and humiliation. If these themes bother you, please do not purchase this series.