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Philip Hampshire can’t believe his good fortune in running into the beautiful Sasha while trying to recover the necklace lost by his brother in a game of cards. It seems Sasha, too, is in search of lost jewelry. When he suggests a wager to see who retrieves their families' heirlooms first, Philip finds recovering his mother’s necklace is no longer his top priority. Instead, he sets a goal to get the beautiful Sasha into his bed. There, he hopes to convince her they have more in common than just their stolen pearls and diamonds.